At the beginning of 2025, the total amount of debt to microfinance organizations (MFIs) is 15.77 billion hryvnias, which is 1.7 times or 6.47 billion more than in January 2024. About this informs The opendatabase.
“The debt to MFIs at the beginning of the current year is UAH 15.77 billion. This is 1.7 times or UAH 6.47 billion more than at the beginning of 2024. Over 8.3 million credit agreements for a total amount of UAH 51.69 billion were executed by Ukrainians in 2024. Although the number of executed agreements remained almost unchanged compared to 2023, the volume of loans increased by 27%”, – says the message.
The average amount of one microcredit also increased significantly — by 26%. In 2023, microfinance organizations lent an average of 4,926 hryvnias, while in 2024 this amount increased to 6,217 hryvnias.
“On average, microcredit organizations issued 693,000 loans per month, but the number of microcredits varied from month to month”, – notes Opendatabot.
The greatest activity of borrowers was observed in the third quarter of the year — approximately 729,000 loans per month. At the end of the year, demand decreased to approximately 691,000 loans per month, but consumers began to pay off previously taken debts more actively.
In 2024, Ukrainians not only took microloans more actively, but also increased debt. In the first three quarters of the year, the amount of debt doubled — from 9.3 billion hryvnias to 18.47 billion. Although the amount decreased by 2.7 billion in the last months of the year, this did not change the overall dynamics.
