The amount of savings in the banking system of Ukraine continues to grow. Despite the low interest rates on deposits, Ukrainians actively save their funds, a significant part of which is in foreign currency, in particular dollars and euros. About this it is said in the report of the National Bank of Ukraine.
As of July 1, 2025, 1 trillion 478.7 billion hryvnias have been accumulated in banks that are part of the Individual Deposit Guarantee Fund. This is 6.2% or 86.6 billion hryvnias more than at the beginning of the year. In 60 banks participating in the Fund, there were 71 million deposits of individuals and entrepreneurs. Foreign currency deposits made up 35.1% of the total volume.
60.5 million deposits worth 959.9 billion hryvnias were kept in the national currency, but this indicator decreased by 60.4 billion hryvnias since the beginning of the year. At the same time, the amount of foreign currency deposits increased – 10.5 million accounts kept 518.7 billion hryvnias, which is 26 billion more than before.
Among the banks, state-owned PrivatBank has the largest number of depositors – 24.2 million people, who hold 561.7 billion hryvnias. Next is Oschadbank with 13.1 million depositors and the sum of 224.3 billion hryvnias, and the third place is occupied by the private Universal Bank with 9.6 million depositors and 118.7 billion hryvnias.
Among banks with foreign capital, the leaders are Raiffeisen Bank (3.2 million depositors, 84.4 billion hryvnias) and Ukrsibbank (2.4 million depositors, 68.0 billion hryvnias).
