The introduced limits on outgoing payments will affect only a small number of bank customers and are aimed at combating the shadow economy. About this reported Kateryna Rozhkova, first deputy head of the NBU.
According to estimates by the NBU and banks, these restrictions will affect less than 1% of citizens. At the same time, restrictions will not be applied if the client can confirm the legitimacy of his income.
“That is, if, for example, your salary card is in this bank, and the bank sees that all your income is income from your employer in the form of wages and savings also from these incomes, and this amount exceeds 100 thousand hryvnias or even 400 thousand hryvnias for a certain period of time, they will not have any questions for you and will not limit you in any way” – said Rozhkova.
She emphasized that the main purpose of these restrictions is to strengthen the fight against the shadow sector. Although this function is not the primary function of banks, due to their influence on all sectors of the economy, they can contribute to countering illegal transactions.
We would like to remind you that from October 1, 2024, the National Bank of Ukraine established a limit on outgoing transfers from card to card (P2P) in the amount of up to 150 thousand hryvnias per month. These rules will be in effect until April 1, 2025.
