NBU allowed Ukrainians to accumulate foreign currency in accounts to pay for treatment abroad
The National Bank of Ukraine is implementing the next stage of easing currency restrictions from April 4, 2026. The new rules concern two key areas: simplifying financial procedures for citizens who need medical care abroad and ensuring the full operation of the American-Ukrainian Investment Fund for Reconstruction.
The adopted decisions are aimed at increasing market flexibility and supporting strategic initiatives to restore the country. The first block of changes is focused on individuals, their relatives and charitable organizations.
From now on, Ukrainians will have the right to purchase foreign currency for further accumulation in their own accounts in Ukrainian banks until the full amount required to pay for medical services is formed. Until now, the legislation allowed direct transfers abroad without restrictions on the amount, but did not provide for the possibility of preliminary collection of funds in currency within the country.
“Such changes should make financial transactions more convenient for citizens and will not have a significant impact on the stability of the foreign exchange market”, the National Bank of Ukraine noted.
The second direction of the reform is related to the fulfillment of international obligations to partners. The regulator has officially regulated the terms of settlements in hryvnia and foreign currency on the territory of Ukraine for the needs of the American-Ukrainian Reconstruction Investment Fund. This decision is part of the practical implementation of the intergovernmental agreement between Ukraine and the United States of America on financing reconstruction projects.
“The adopted decisions are aimed at increasing the flexibility of currency regulation and supporting both citizens and strategic investment initiatives”, the regulator emphasized.
It is worth recalling that the National Bank continues the consistent liberalization policy launched at the end of last year. In particular, in December 2025, a number of relaxations were introduced within the framework of the Defense City legal regime, which contributed to attracting resources to the domestic defense-industrial complex. The new steps confirm the NBU’s intention to gradually remove barriers to critical financial flows.
According to experts, the current changes will allow charitable foundations to plan their activities more effectively, and foreign investors to start work on projects to restore destroyed infrastructure more quickly. It is expected that such a policy will help stabilize expectations in the foreign exchange market and strengthen confidence in the banking system.
