Police investigators exposed an organized group that used artificial intelligence to issue loans in the name of Ukrainians.
The operation was organized by a 33-year-old woman who moved to Poland during the full-scale invasion; her ex-husband and an acquaintance from Mykolaiv were involved in the scheme. She received from unidentified sources personal data of online banking users — financial mobile phone numbers, passwords and authorization codes — and passed this information to other members of the group, who had unauthorized access to mobile applications of Ukrainian banks and then to “Dia” via BankID.
Having gained access to the electronic accounts of citizens, the attackers downloaded digital documents of the victims, after which the organizer created short fake videos using DeepFake technology, superimposing photos of the victims on her own face. These fake videos were used to pass automatic photo verification in banking systems.
With the help of this scheme, the suspects concluded contracts and opened accounts for at least 286 people, some of whom were given loans in the amount of over 4,000,000 hryvnias. The received funds were transferred to accounts controlled by them in various financial institutions, converted into cryptocurrency and later transferred to cash.
