The state program “eOselia” has encountered serious financing problems, which leads to delays in issuing mortgage loans of up to six months. Experts of the real estate market are sounding the alarm, because this has already led to an increase in housing prices, the breakdown of deals and general instability in the market.
Head of the Association of Real Estate Specialists of Ukraine Olena Haydamaha confirms that the funds from PrJSC “Ukrfinzhitlo” arrive with huge delays, which jeopardizes the implementation of the program and the dreams of many Ukrainians for their own housing.
Consequences for the market:
- Rising prices: Sellers are raising the price of apartments to compensate for the risks associated with the instability of financing.
- Decrease in the number of deals: buyers are forced to abandon deals or wait indefinitely, leading to stagnation in the market.
- Nervousness and uncertainty: market participants lose confidence in the program and fear further deterioration of the situation.
Experts call on the government and “Ukrfinzhitlo” to immediately respond to the situation by providing official explanations and taking measures to stabilize the funding of the program. Not only the success of eOseli depends on this, but also the well-being of thousands of Ukrainian families and the stability of the real estate market as a whole.
