The average interest rate on hryvnia loans to the corporate sector fell to 15.1% per annum in August after a sharp jump in July, when it rose from 15.5% to 16.9%. The last time such low indicators for business loans were recorded at the end of 2024, reported the National Bank of Ukraine.
At the same time, interest rates on foreign currency loans for companies remained stable at 5.9% per annum. On the other hand, hryvnia loans for households remain significantly more expensive — the average rate has not changed and is 36.2% per annum, which demonstrates a significant difference between corporate and retail lending.
On the deposit market, banks kept the average rate for legal entities at 10.2% per annum. At the same time, the price of deposits for households increased slightly – by 0.1 percentage points. up to 11.0% per annum. The dynamics of foreign currency deposits varied: for businesses, rates fell from 0.70% to 0.64%, and for citizens, they rose from 0.94% to 1.01% per annum.
The most noticeable growth took place on the interbank market: the average loan rate rose immediately by 0.8 percentage points. — up to 16.5% per annum. Overnight loans also increased in price by 0.7 percentage points, reaching 15.5% per annum, offsetting the decline recorded in July.
Let us remind you that at the beginning of August 2025, the total volume of loans in Ukraine reached UAH 1.23 trillion — this is 15% more than last year, and 26% more compared to 2021, before the start of the full-scale invasion.
